The personal finance platform to grow your wealth.

Every account, budget, goal and investment in one place, with an assistant that knows your numbers.

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Invite-only while in beta.

  • Bank logins stay with Plaid
  • Two-factor to link a bank
  • No ads. Never sold.
Net worth

Every account.
One number.

Banks, cards, loans, investments, crypto, your home and car. Linked through Plaid or added by hand.

Net worth
$48,210
  • Cash
    Chase, Ally
    $12,480
  • Investments
    401(k), Roth IRA · +8.4% this year
    $31,900
  • Properties
    Car, collectibles
    $58,070
  • Credit cards
    2 cards
    −$2,140
  • Loans
    Student loans
    −$52,100

The day to day.
Handled for you.

$1,284
left to spend
Buffer$60 of $100
Groceries$190 left of $500
Dining$40 covered of $250
Shopping$122 left of $200
01

Budgets

Know what's left before you spend it, with a buffer for the months you go over.

Whole Foods
Groceries
−$64.20
Blue Bottle
Dining
−$6.50
Acme Corp
Paycheck
+$2,684.00
Uber
Transport
−$18.40
Rule: Uber is Transport#trip-japan
02

Transactions

Sorted as they arrive. Rules, tags and splits for the rest.

October$2,380 due
12345678910111213141516171819202122232425262728293031
03

Bills

Found for you, on a calendar, with a heads-up first.

Emergency fund
$7,200 of $10,000
Japan trip
$2,880 of $6,000
New car
$4,500 of $15,000
04

Goals

Tied to real accounts, so progress fills in by itself.

2026 plan
$12,950 of $22,000 moved in
High-yield77%
Roth IRA59%
Brokerage25%
05

Year plan

Split the year's savings across every account.

Your September
Net worth up
+$2,310
Saved 24%Top spend: Dining3 goals moved
06

Recaps

Every month, quarter and year, one swipe at a time.

Debt free
March 2029
at $600 a month
07

Debt payoff

Your payoff date and interest, at your card’s real APR.

Take-home per paycheck
$2,684
PayTax401(k)HSA
08

Paycheck

Gross to take-home, with 401(k) and HSA counted.

Recommendation

Best fit
Excellent creditTravelAny fee

Amex Gold

$325 a year · Good credit

+$187more a year

Grocery +$240Dining +$120

Best card

Freedom Unlimited

Dining 3%Pharmacy 3%

Citi Double Cash

All else 2%
Credit cards

Your next card.
Picked from your spending.

Answer three questions and see the card that would add the most to yours, after its fee. Best card shows which of yours to use where.

  • Three questions
  • After annual fees
  • Only perks you’d use

Turn on what you need.

Start with spending. Switch on the rest when it fits your life.

Features

Off hides it. Your data stays.

InvestmentsOn
US stocks62% · target 60%
International18% · target 20%
vs. S&P 500+2.1%
EquityOn
Next vest · Nov 15
$6,930
42 shares · $2,150 likely withheld
BusinessOn
Revenue this year
$8,400
Costs $2,100Tax $1,580Kept $4,720
Q4 estimate, Jan 15$1,580
ReportsOn
ProjectionsOff
Net worth in 2036
$684,000
With a raise and a move in 2029

Ask your money anything.

Vera reads your budgets, accounts and transactions before she answers, then makes the change if you ask.

  • Every change can be undone
  • Never says what to buy or sell
  • On web and iPhone

I went over budget last month, where can I cut to save more?

Reviewing your budget
Looking at last month

Based on your budget and last month's spending, dining out is where it slipped. Hold that to $180 and this month you're back.

JulAugSepOct

Set dining to $180 this month.

Dining budget set to $180Undo
Ask Vera
Learn

Learn it. Then do it.

Short animated lessons taught by Vera. Each one ends in the feature that puts it to work.

Vera at a board showing a list of lessons
lessons
50+
lessons
modules
19
modules
each
~2 min
each

Money basics

  • Tax-advantaged accounts
  • Emergency fund
  • Credit scores and cards
  • Paying off debt
  • Investing basics
  • Portfolio strategies
  • Reading the market
  • Options and risk
  • Net worth

Using Fortuneer

  • Overview
  • Transactions
  • Budgets
  • Goals and Year plan
  • Investments
  • Reports
  • Projections
  • Vera
  • Equity
  • Business

  • Compounding

    2 min
    Investing basicsSee projections

  • Setting a budget

    3 min
    BudgetsOpen Budgets

  • Card rewards

    2 min
    Credit scores and cardsCompare your cards

  • Your portfolio

    2 min
    InvestmentsOpen Investments

  • Rebalancing

    2 min
    Portfolio strategiesSee your allocation

  • Your Overview

    3 min
    OverviewOpen Overview

  • Year plan

    2 min
    Goals and Year planOpen Year plan

  • Asking Vera

    2 min
    VeraAsk Vera
On web and iPhoneEducation, not advice
iPhone app

In your pocket.
Built for iPhone.

  • Face ID
  • Alerts
  • Vera

On TestFlight for beta members.

Security and privacy.
How your data is protected.

Credentials stay with Plaid

Banks link through Plaid. Fortuneer receives read-only balances, transactions, holdings, trades, and card and loan statements, never a login.

Two-factor before linking

Connecting a bank requires an authenticator code or a passkey on an already signed-in session.

Passkey sign-in

WebAuthn passkeys bound to your device. The server keeps only a public key, which can't sign anyone in.

AES-256 and TLS 1.2+

Encrypted at rest and in transit. Plaid access tokens sit in Supabase Vault, apart from the tables that reference them.

Row-level security

Enforced by Postgres on every table. A query for another user's rows returns nothing.

No ads, no data sales

No third-party trackers, and your data never trains a model. Export or delete everything whenever you want.

Read the Privacy Policy

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